Benefits of a mortgage with Palmerstown Credit Union
We’re offering mortgages with a difference, the Credit Union difference.
Calculate your Mortgage
Use our calculator to estimate your monthly repayments.
Maximum Loan Term :
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Rep. Example for Mortgage
Loan amount
€150,000
Interest rate - APR
3.9% APR
(3.85% APRC)
Loan term
35 Years
Cost of Loan
€123,226
Monthly repayment
€651
Total Loan Repayable
€273,227
Need more Information?
contact our lending team by email loans@palmerstowncu.ie or by phone at 01 626 5621.
Warning - the cost of your monthly repayments may increase.
Warning - if you do not keep up your repayments you may lose your home.
Warning - you may have to pay charges if you pay off a fixed-rate loan early.
Warning - if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future
First Time Buyers
If you’re dreaming of your first home, we’re here to help you get the perfect place. First time buyers can borrow up to four times their income with our mortgage.
Movers/Switchers
Planning to move home or mortgage providers? We could help you save money with our great new Mortgage rate.
Mortgage Timeline
We’re offering mortgages with a difference
Mortgage Affordability
Use our mortgage calculator so we can understand how much you're looking to borrow and what your monthly repayments will be.
Submit Your Application
Next up is submitting your application with all the supporting documentation. One of our underwriters will assess your application and help you throughout the process.
Make An Enquiry
Now it's time to submit an enquiry online or in any of our offices. Once you make an enquiry, one of our Mortgage Specialists will talk to you and provide you with a mortgage pack.
Mortgage Approval
Over to you! We will issue you an offer and once you and your Solicitor have reviewed the mortgage offer and are happy to proceed, you both sign the offer and return it to us.
Mortgage Affordability
Use our mortgage calculator so we can understand how much you're looking to borrow and what your monthly repayments will be.
Make An Enquiry
Now it's time to submit an enquiry online or in any of our offices. Once you make an enquiry, one of our Mortgage Specialists will talk to you and provide you with a mortgage pack.
Submit Your Application
Next up is submitting your application with all the supporting documentation. One of our underwriters will assess your application and help you throughout the process.
Mortgage Approval
Over to you! We will issue you an offer and once you and your Solicitor have reviewed the mortgage offer and are happy to proceed, you both sign the offer and return it to us.
Home Insurance
Every year people are paying more to renew their home insurance than necessary.
That’s why along with our partners in Peopl Insurance, we make sure to provide you with the some of the most affordable home insurance in Ireland, year after year.
Click the link below for more information.
Learn More
How to Apply
Apply for a loan either online or in branch.
Let’s Talk About Your Goals!
Our friendly team is here to help you with any inquiries you may have.
