Membership that Matters

Join a credit union that puts you first. As a member, you’ll have access to fair loans, secure savings and personal support from people who understand our local community.

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Join Us Today

We’ve made joining as easy as possible. Apply online at a time that suits you, securely submit your details and our team will be there to support you if you need us.

Membership is open to persons living or working within Palmerstown and Chapelizod

Walk-in

Walk-in

Please contact us to arrange or use the link below and prepare the documents required

Join Online

Join Online

Apply for Membership via our Mobile App (Joint & Minor accounts cannot be opened online)

Online member application process

Follow these 4 easy steps to apply

Download Our Mobile App

Step 1

We use advanced biometric facial technology to capture and verify who you are. Simply take a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.

Complete the Form

Step 2

Register on our mobile app quickly and securely to access banking services, manage accounts, apply for loans, and enjoy seamless transactions!

Verify your Identity

Step 3

We use advanced biometric facial technology to capture and verify who you are. Simply take a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.

Upload the documentation

Step 4

Easily upload documents on our mobile app for fast processing, secure storage, account verification, loan applications, and hassle-free banking anytime!

Just one last thing!

Sit back and Relax

The process is complete! Enjoy your newfound access and benefits, knowing everything is taken care of!

You're in good company! 1,000+ members already joined

Who can become a member of Palmerstown Credit Union Ltd?

Common Bond

Membership is open to persons living or working within Palmerstown and Chapelizod (The Common Bond) If you live or work anywhere within the red outline you can join Palmerstown Credit Union.

Lisa
Lisa, May 2024

Staff were absolutely fantastic steered me in the right direction regarding an investment.

Shay
Shay, January 2026

Big thanks to Amy for helping me this morning downloading my bank statements very professional in every thing she did 5 stars thanks.

Ciarán
Ciarán, May 2025

Extremely knowledgeable, helpful and friendly staff. I couldn't recommend this excellent institution highly enough.

Corina
Corina, December 2023

Wonderful, efficient and caring staff who listen and want to help people, which is very rare nowadays. Highly recommended. Thank you for your help.

Frequently Asked Questions

Everything you need to know

You can join online using our APP or you can schedule an appointment in the office. More details about our app can be found here

  • Proof of ID - Passport or Driving License
  • Proof of address - Utility Bill, Bank Statement or Letter from Government Department dated in the last 3 months
  • Proof of PPS - Payslip or government letter

Yes. We offer Junior Accounts for children below 16 years of age. You need
Name of the child - Passport or Birth Certificate
Address for the child - Parent’s utility bill or bank statement
PPSN of the child
Proof of ID for the parent - Passport or Driving License
Proof of Address - Utility bill or bank statement

Yes. You can open a joint account which offers you the ability to borrow and save together. You need
Proof of ID - Passport or Driving License
Proof of Address - Utility Bill, Bank Statement or Letter from Government Department dated in the last 3 months
Proof of PPS - Payslip or government letter
These will be needed for both the applicants

At Palmerstown Credit Union, we are always happy to welcome back members who we haven't seen in a while. If you would like to re-activate your account, drop into the office and we would be delighted to assist you.

To re-activate your account you will need the following;

  • Valid photo I.D (current passport or driving licence) &
  • Proof of address (utility bill / bank statement dated within the last 3 months) &
  • Proof of your PPS number

Other Options

You may also close your account or transfer your account to another Credit Union.

To close your account. You will need:

  • Valid photo ID (current passport or driving licence) &
  • Proof of address (utility bill / bank statement dated within the last 3 months)

To transfer your account.

  • If you have moved from the area and wish to transfer to a Credit Union closer to your current residence, contact your nearest Credit Union and they will look after the transfer.

What is a Dormant Account?

Dormant Accounts* are classified as any account which has had no member generated transactions in the last 3 years.

When an account becomes dormant, it does not mean the account is closed - your shares will remain in the Credit Union and will continues to earn dividend on an annual basis.

*Under Rule 19 of the Standard Rules for Credit Unions (ROI 2016) and in line with Government Legislation, regarding dormant accounts.

Current Accounts

Simple, everyday banking without excessive maintenance fees.

Tap and go with contactless payments, plus Apple Pay, Google Pay and Google Wallet giving you secure access to your money wherever you are. At Palmerstown Credit Union, we're always thinking of ways to make your banking life that little bit easier. Simply tap and go and have access to your funds from anywhere, with contactless payments.

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