Financial Difficulties

Support to Help You Move Forward

At Palmerstown Credit Union, we know that financial challenges can happen to anyone. Whether it’s a short-term setback or something that’s been building over time, help is available and you don’t have to face it alone.
Many issues can be resolved with the right support and a simple conversation. Our experienced team works with members to find practical, realistic solutions that help reduce pressure and bring clarity, one step at a time.


Reaching out early can make a real difference. It gives us the opportunity to look at options together and help you move forward with confidence.

Let’s Start the Conversation

If you or a family member is finding things difficult, our Credit Control Team is here to help. You can contact our Credit Control Team at 0870641415 or 01 6215418.

What to Expect

To review your loan fully, we may ask for some supporting documents, such as:

  • 3 months’ bank statements
  • 3 recent payslips or income slips
  • A utility bill

If you don’t have these to hand, that’s absolutely fine please don’t delay contacting us. We’re happy to talk things through first, and documents can be printed in our office if needed.

Extra Support, When You Want It

You may also find it helpful to speak with the Money Advice & Budgeting Service (MABS). MABS provides free, confidential, and supportive advice to help you understand your options and plan your next steps.

Even if you’re unsure where to begin, MABS advisers are there to help. You can contact them on 0818 07 2000 or learn more about the support they offer.

Mortgage Support You Can Rely On

If you have a mortgage with Palmerstown Credit Union and are experiencing difficulties or are concerned about falling into arrears support is available.

Our team will work with you to understand your situation and explore suitable options, with guidance every step of the way.

Contact our Credit Control Team

Call: 087 064 1415 or 01 621 5418
Email: creditcontroller@palmerstowncu.ie
In person: Please call to arrange a meeting with a mortgage arrears support officer.

We offer many services aimed at improving access to financial services and encouraging financial inclusion.
Lisa
Lisa, May 2024

Staff were absolutely fantastic steered me in the right direction regarding an investment.

Shay
Shay, January 2026

Big thanks to Amy for helping me this morning downloading my bank statements very professional in every thing she did 5 stars thanks.

Ciarán
Ciarán, May 2025

Extremely knowledgeable, helpful and friendly staff. I couldn't recommend this excellent institution highly enough.

Corina
Corina, December 2023

Wonderful, efficient and caring staff who listen and want to help people, which is very rare nowadays. Highly recommended. Thank you for your help.

Want more information on our affordable Car Loan? Click the button below and speak with a member of our team.